Bokeelia's housing stock reflects its island and fishing-community character. Properties include single-family homes, many on canals or with water access, along with older Florida cottages, mobile homes, and a mix of newer waterfront residences. The island's largely agricultural zoning and low density mean lots can be larger than in mainland suburbs, and many properties are oriented toward boating, with docks and canal frontage prized by buyers. The market has a relaxed, second-home and retiree component alongside long-time residents. Development pressure remains lighter than on the mainland, preserving a sense of old Florida, though buyers should expect the practicalities of island living and the commute across Pine Island Road.

Bokeelia is part of a string of communities that share Pine Island, including Pineland, St. James City, and the nearby island community of Matlacha. These settlements are connected by the island's main roads rather than divided into formal subdivisions, and each has its own distinct waterfront character. Bokeelia, at the northern tip, centers on its marinas, the Calusa Heritage Trail, and the island's rural residential areas. The lack of traffic lights and the prevalence of canals, mangroves, and agricultural land give the area a cohesive, small-island feel. Residents identify with Pine Island as a whole, where services, restaurants, and marinas are shared across its communities.

Life in Bokeelia is defined by the water and an unhurried, old-Florida pace. The community has historically been home to fishing and crabbing families, and that maritime heritage remains central to its identity. Residents enjoy a low-key island existence with marinas, casual waterfront dining, and easy access to the Gulf of Mexico and Charlotte Harbor. There are no traffic lights on Pine Island, and agricultural zoning preserves a sense of open, rural island living rarely found in southwest Florida. The lifestyle appeals to boaters, anglers, and those seeking a quieter alternative to the busier mainland, while Cape Coral and Fort Myers remain a drive away for services and employment.

Bokeelia is served by the Lee County School District, one of Florida's larger public systems. Pine Island Elementary School is located within Bokeelia, serving the island's younger students close to home. Older students attend Mariner Middle School and Mariner High School in nearby Cape Coral, reached by crossing Pine Island Road to the mainland. This arrangement reflects the island's small population, which supports an elementary campus locally while drawing on mainland schools for secondary education. The district offers the full span of K-12 education, and families on Pine Island balance island living with a commute for middle and high school.

Bokeelia is reached by crossing Pine Island Road, the single main artery that connects Pine Island to the mainland at Cape Coral. The community lies roughly a 40-minute drive from Cape Coral and Fort Myers, which provide the nearest major employment, shopping, and services. Personal vehicles are essential, as no public transit serves the island, and daily errands or school commutes for older students involve the trip across Pine Island Road. The island's limited road network and lack of traffic lights contribute to its unhurried character, while the distance to mainland amenities is a key consideration for residents. Fort Myers' airport and the regional highway system anchor longer-distance travel.

Recreation in Bokeelia centers on the water. Boating, fishing, kayaking, and crabbing are everyday pursuits, with access to Pine Island Sound, Charlotte Harbor, and the Gulf of Mexico from the community's marinas and canals. The Calusa Heritage Trail at the Randell Research Center offers a distinctive cultural outing, walking visitors through ancient shell mounds and the island's Indigenous history. Nearby Matlacha and the waters around Sanibel and Captiva provide additional boating, wildlife viewing, and fishing opportunities. The island's quiet roads and mangrove shorelines also lend themselves to birding and sunset-watching, giving Bokeelia a recreation life built around its natural, maritime setting.