Citra's housing market is defined by space and rural character. Properties here typically include larger lots, with a mix of older Florida homes, manufactured homes, and scattered acreage parcels. Agricultural land, pasture, and small farms are common, and many residents keep horses or other livestock. Newer construction tends to be custom-built homes on multi-acre tracts rather than dense subdivisions. The community's unincorporated status and country setting mean buyers generally seek privacy and room to spread out, trading the conveniences of city services for a quieter, more self-sufficient lifestyle. For those wanting land in north-central Florida, Citra offers a genuine rural option within commuting distance of Ocala and Gainesville.

Citra does not have the defined subdivisions of a typical city; instead, it is a spread-out rural community where homes sit along county roads, highways, and rural lanes amid pasture, grove, and forest. Development clusters loosely near the North Marion schools and the U.S. 301 and County Road 329 corridors, while much of the area remains agricultural. Along Orange Lake's southern shore, a band of RV resorts, campgrounds, and lakeside properties adds a recreational flavor to the community's edge. The overall pattern is one of scattered homesteads and acreage rather than cohesive neighborhoods, reflecting Citra's identity as rural Marion County rather than a conventional town.

Citra offers a deliberately rural, unhurried lifestyle. Daily life revolves around the outdoors — tending groves and pastures, fishing on Orange Lake, and enjoying the region's natural springs and preserves. The community has a small-town agricultural rhythm, with neighbors spread across acreage and a strong connection to the land. Residents travel to Ocala, about twenty minutes south, for larger shopping, dining, and medical services, and to Gainesville, roughly thirty minutes north, for the University of Florida and its cultural offerings. The literary legacy of Marjorie Kinnan Rawlings, whose Cross Creek homestead is preserved nearby, adds a distinctive cultural thread. Citra suits those who want space, quiet, and country living in central Florida.

Citra is served by Marion County Public Schools, a district covering one of Florida's larger counties. North Marion High School, located in Citra, serves grades nine through twelve and offers programs such as the Cambridge AICE curriculum and industrial biotechnology. North Marion Middle School serves grades six through eight in the community, and younger students attend nearby Marion County elementary schools. The district's size provides families access to magnet and choice programs, while the presence of these campuses in Citra gives the area a complete local K-12 pathway. Proximity to the University of Florida in Gainesville adds higher-education access nearby.

Citra sits along the U.S. 301 corridor in northern Marion County, providing a direct north-south route between Ocala and Gainesville. Ocala, the Marion County seat, lies roughly twenty minutes to the south, while Gainesville and the University of Florida are about thirty minutes to the north. Interstate 75 runs west of Citra, accessible via Ocala or the Micanopy area, connecting residents to the rest of the state. The community's rural setting means personal vehicles are essential, and daily commutes are typical for those working in Ocala, Gainesville, or the surrounding region. There is no local transit service, reflecting Citra's spread-out, country character.

Citra's recreation centers on the outdoors. Orange Lake, just north of the community, is one of the region's most celebrated bass-fishing lakes, and its shores are ringed by RV resorts, campgrounds, and lakeside facilities, including water parks and marinas. Anglers, boaters, and birdwatchers are drawn to the lake and the surrounding wetlands. The Marjorie Kinnan Rawlings Historic State Park at Cross Creek, a short drive away, preserves the author's homestead and offers a window into old Florida. The Citra Historical Museum documents the area's citrus and pioneer heritage, while Ocala National Forest and north-central Florida's famed natural springs lie within easy reach for hiking, swimming, and paddling.